:root {
  --navy: #212633;
  --navy-deep: #181c26;
  --gold: #C99C41;
  --gold-dark: #9a7322;
  --gold-grad: linear-gradient(135deg, #d4a94e, #b4842c);
  --cream: #f6f7fb;
  --white: #ffffff;
  --text: #2a2f3a;
  --text-muted: #5d6470;
  --border: #e1e4e8;
  --green: #1c9d63;
  --radius: 14px;
  --radius-lg: 20px;
  --shadow-sm: 0 2px 10px rgba(33,38,51,0.06);
  --shadow: 0 10px 32px rgba(33,38,51,0.10);
  --shadow-lg: 0 20px 55px rgba(33,38,51,0.16);
  --header-h: 74px; /* sticky-header height (fixed by min-height) */
  --section-pad-top: clamp(3rem, 7vw, 5.5rem); /* .block top padding, reused for anchor-offset math */
}
* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
/* Land every anchored section the same small distance below the sticky header.
   The section's own top padding is subtracted out, so the heading sits ~16px under
   the header at ALL widths (tight on desktop, still clearing the header on mobile). */
section.block[id] { scroll-margin-top: max(0px, calc(var(--header-h) + 16px - var(--section-pad-top))); }
body { font-family: 'Montserrat', sans-serif; background: var(--cream); color: var(--text); font-size: 17px; line-height: 1.7; -webkit-font-smoothing: antialiased; overflow-x: hidden; }
img { max-width: 100%; display: block; }
a { color: inherit; }
.container { width: 100%; max-width: 1140px; margin: 0 auto; padding-left: clamp(1rem, 4vw, 2rem); padding-right: clamp(1rem, 4vw, 2rem); }

/* buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 0.55rem; font-family: inherit; font-weight: 700; font-size: 1.05rem; line-height: 1.2; padding: 0.95rem 1.7rem; border-radius: 12px; border: none; cursor: pointer; text-decoration: none; transition: transform 0.15s, box-shadow 0.2s, background 0.2s; min-height: 56px; text-align: center; }
.btn-primary { background: var(--gold-grad); color: #3a2c08; box-shadow: 0 8px 20px rgba(201,156,65,0.35); }
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 12px 28px rgba(201,156,65,0.45); }
.btn-secondary { background: var(--white); color: var(--navy); border: 1.5px solid var(--border); box-shadow: var(--shadow-sm); }
.btn-secondary:hover { transform: translateY(-2px); border-color: var(--gold); }
.btn-navy { background: var(--navy); color: var(--white); }
.btn-navy:hover { background: var(--navy-deep); transform: translateY(-2px); }

/* HEADER */
header.site-header { position: sticky; top: 0; z-index: 50; background: rgba(255,255,255,0.94); -webkit-backdrop-filter: blur(10px); backdrop-filter: blur(10px); border-bottom: 1px solid var(--border); }
.header-inner { display: flex; align-items: center; justify-content: space-between; gap: 1rem; min-height: 74px; }
.brand { display: flex; align-items: center; gap: 0.55rem; font-weight: 800; font-size: 1.3rem; color: var(--navy); letter-spacing: -0.01em; white-space: nowrap; text-decoration: none; }
.brand-mark { width: 36px; height: 36px; border-radius: 9px; background: var(--gold-grad); color: #fff; display: flex; align-items: center; justify-content: center; font-size: 1rem; flex-shrink: 0; }
.brand-logo { height: clamp(34px, 5vw, 44px); width: auto; display: block; }
.header-nav { display: flex; align-items: center; gap: 1.75rem; }
.header-nav a { text-decoration: none; font-weight: 600; font-size: 0.98rem; color: var(--text); transition: color 0.2s; white-space: nowrap; }
.header-nav a:hover, .header-nav a.active { color: var(--gold-dark); }
.header-call { display: inline-flex; align-items: center; gap: 0.5rem; background: var(--navy); color: #fff; text-decoration: none; font-weight: 700; font-size: 0.95rem; padding: 0.65rem 1.15rem; border-radius: 99px; white-space: nowrap; transition: background 0.2s, transform 0.15s; }
.header-call:hover { background: var(--gold-dark); transform: translateY(-1px); }
.header-call i { color: var(--gold); }
.header-call:hover i { color: #fff; }
.menu-toggle { display: none; background: none; border: none; font-size: 1.5rem; color: var(--navy); cursor: pointer; padding: 0.25rem; }
/* desktop: true 3-column header so the nav is centered in the header, not in the gap */
@media (min-width: 881px) {
  .header-inner { display: grid; grid-template-columns: 1fr auto 1fr; }
  .brand { justify-self: start; }
  .header-nav { justify-self: center; }
  .header-call { justify-self: end; }
}
.mobile-nav { display: flex; flex-direction: column; overflow: hidden; max-height: 0; opacity: 0; padding: 0 0; border-top: 0 solid var(--border); transition: max-height 0.32s ease, opacity 0.25s ease, padding 0.32s ease, border-top-width 0.32s ease; }
.mobile-nav.open { max-height: 340px; opacity: 1; padding: 0.5rem 0 1rem; border-top-width: 1px; }
@media (min-width: 881px) { .mobile-nav { display: none; } }
.mobile-nav a { text-decoration: none; color: var(--text); font-weight: 600; padding: 0.85rem 0.25rem; border-bottom: 1px solid var(--border); }
.mobile-nav a:last-of-type { border-bottom: none; }
@media (max-width: 880px) {
  .header-nav { display: none; }
  .menu-toggle { display: block; }
  /* compact icon-only call button so the header isn't crowded next to the hamburger */
  .header-call { margin-left: auto; width: 44px; height: 44px; padding: 0; gap: 0; justify-content: center; border-radius: 50%; font-size: 0; }
  .header-call i { font-size: 1.05rem; }
  .header-call .label { display: none; }
}

/* HERO */
.hero { background: radial-gradient(ellipse 70% 55% at 78% 0%, rgba(201,156,55,0.12), transparent 60%), linear-gradient(180deg, var(--cream), #eef0f6); padding: clamp(2.5rem, 6vw, 4.5rem) 0; }
.hero-grid { display: grid; grid-template-columns: 1.05fr 0.95fr; gap: clamp(2rem, 5vw, 3.5rem); align-items: center; }
@media (max-width: 920px) { .hero-grid { grid-template-columns: 1fr; text-align: center; } }
.hero-eyebrow { display: inline-flex; align-items: center; gap: 0.5rem; background: var(--white); border: 1px solid var(--border); color: var(--gold-dark); font-weight: 700; font-size: 0.85rem; padding: 0.45rem 1rem; border-radius: 99px; margin-bottom: 1.4rem; box-shadow: var(--shadow-sm); }
.hero-eyebrow i { color: var(--gold); }
.hero h1 { font-size: clamp(2rem, 5.2vw, 3rem); line-height: 1.14; font-weight: 800; color: var(--navy); letter-spacing: -0.02em; margin-bottom: 1.25rem; }
.hero h1 .highlight { color: var(--gold-dark); }
.hero .lead { font-size: clamp(1.05rem, 2.4vw, 1.2rem); color: var(--text-muted); margin-bottom: 1.75rem; max-width: 540px; }
@media (max-width: 920px) { .hero .lead { margin-left: auto; margin-right: auto; } }
.cta-group { display: flex; gap: 1rem; flex-wrap: wrap; }
@media (max-width: 920px) { .cta-group { justify-content: center; } }
@media (max-width: 420px) { .cta-group .btn { width: 100%; } }
.hero-visual { display: flex; justify-content: center; }
.savings-graphic { width: 100%; max-width: 540px; height: auto; filter: drop-shadow(0 18px 40px rgba(33,38,51,0.16)); }

/* STATS */
.stats { background: var(--navy); padding: clamp(2rem, 5vw, 3rem) 0; }
.stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.5rem; }
@media (max-width: 720px) { .stats-grid { grid-template-columns: 1fr 1fr; gap: 2rem; } }
.stat { text-align: center; }
.stat .num { font-size: clamp(1.7rem, 5vw, 2.4rem); font-weight: 800; color: var(--gold); line-height: 1; }
.stat .lab { color: rgba(255,255,255,0.78); font-size: clamp(0.82rem, 2vw, 0.95rem); margin-top: 0.5rem; }

/* SECTIONS */
section.block { padding: var(--section-pad-top) 0; }
.section-head { text-align: center; max-width: 640px; margin: 0 auto clamp(2rem, 5vw, 3.5rem); }
.section-head h2 { font-size: clamp(1.7rem, 4.5vw, 2.3rem); font-weight: 800; color: var(--navy); letter-spacing: -0.02em; line-height: 1.2; position: relative; padding-bottom: 1rem; }
.section-head h2::after { content: ''; position: absolute; left: 50%; bottom: 0; transform: translateX(-50%); width: 70px; height: 4px; background: var(--gold); border-radius: 2px; }
.section-head p { color: var(--text-muted); font-size: clamp(1rem, 2.4vw, 1.12rem); margin-top: 1.25rem; }

/* SERVICES */
.services-grid { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(1.25rem, 3vw, 2rem); }
@media (max-width: 800px) { .services-grid { grid-template-columns: 1fr; } }
.service-card { background: var(--white); border-radius: var(--radius-lg); padding: clamp(1.75rem, 4vw, 2.5rem); box-shadow: var(--shadow); border: 1px solid var(--border); display: flex; flex-direction: column; gap: 1.1rem; transition: transform 0.2s, box-shadow 0.2s; }
.service-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.service-icon { width: 60px; height: 60px; border-radius: 15px; background: var(--gold-grad); color: #fff; display: flex; align-items: center; justify-content: center; font-size: 1.5rem; }
.service-card h3 { font-size: clamp(1.25rem, 3vw, 1.45rem); font-weight: 700; color: var(--navy); }
.service-card p { color: var(--text-muted); font-size: 1.02rem; line-height: 1.65; }
.service-feats { list-style: none; display: flex; flex-direction: column; gap: 0.65rem; flex: 1; }
.service-feats li { display: flex; align-items: flex-start; gap: 0.65rem; font-size: 1rem; color: var(--text); line-height: 1.45; }
.service-feats i { color: var(--green); font-size: 0.85rem; margin-top: 0.35rem; flex-shrink: 0; }
.service-price { align-self: flex-start; background: #fbf4e3; color: var(--gold-dark); font-weight: 700; font-size: 0.95rem; padding: 0.45rem 1rem; border-radius: 8px; }

/* TESTIMONIALS — single row of 4 on desktop, compact */
.testi-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: clamp(1rem, 2vw, 1.4rem); }
@media (max-width: 980px) { .testi-grid { grid-template-columns: repeat(2, 1fr); max-width: 720px; margin: 0 auto; } }
@media (max-width: 560px) {
  .testi-grid { display: flex; max-width: none; margin: 0; overflow-x: auto; scroll-snap-type: x mandatory; overscroll-behavior-x: contain; -webkit-overflow-scrolling: touch; gap: 1rem; padding-bottom: 0.75rem; scroll-padding: 0 1rem; scrollbar-width: none; }
  .testi-grid::-webkit-scrollbar { display: none; }
  .testi { min-width: 85%; scroll-snap-align: center; scroll-snap-stop: always; align-self: flex-start; }
}
.swipe-hint { display: none; }
@media (max-width: 560px) { .swipe-hint { display: block; text-align: center; color: var(--text-muted); font-size: 0.85rem; margin-top: 0.9rem; } }
.testi { background: var(--white); border-radius: var(--radius); padding: clamp(1.25rem, 2.5vw, 1.6rem); box-shadow: var(--shadow-sm); border: 1px solid var(--border); display: flex; flex-direction: column; gap: 0.85rem; }
.testi .quote-mark { font-family: Georgia, serif; font-size: 2.2rem; line-height: 0.5; color: var(--gold); height: 0.9rem; }
.testi p { color: var(--text); font-size: 0.95rem; line-height: 1.55; flex: 1; }
.testi .stars { color: var(--gold); font-size: 0.85rem; letter-spacing: 1px; }
.testi .who { display: flex; align-items: center; gap: 0.75rem; }
.testi .avatar { width: 44px; height: 44px; border-radius: 50%; background: var(--navy); color: var(--gold); display: flex; align-items: center; justify-content: center; font-weight: 700; flex-shrink: 0; }
.testi .who-name { font-weight: 700; color: var(--navy); }

/* CONTACT */
.contact { background: var(--navy); }
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(2rem, 5vw, 3.5rem); align-items: center; }
@media (max-width: 860px) { .contact-grid { grid-template-columns: 1fr; } }
.contact h2 { color: #fff; font-size: clamp(1.7rem, 4.5vw, 2.3rem); font-weight: 800; margin-bottom: 0.75rem; letter-spacing: -0.02em; }
.contact .intro { color: rgba(255,255,255,0.72); font-size: 1.08rem; margin-bottom: 2rem; max-width: 440px; }
@media (max-width: 860px) { .contact .intro { margin-left: auto; margin-right: auto; } }
.contact-method { display: flex; align-items: center; gap: 1rem; margin-bottom: 1.4rem; text-decoration: none; }
.cm-icon { width: 50px; height: 50px; border-radius: 12px; background: rgba(201,156,65,0.15); color: var(--gold); display: flex; align-items: center; justify-content: center; font-size: 1.2rem; flex-shrink: 0; }
.cm-label { font-size: 0.74rem; text-transform: uppercase; letter-spacing: 0.07em; color: rgba(255,255,255,0.55); font-weight: 700; }
.cm-value { color: #fff; font-size: 1.12rem; font-weight: 700; transition: color 0.2s; word-break: break-word; }
.contact-method:hover .cm-value { color: var(--gold); }
.contact-cta { background: var(--white); border-radius: var(--radius-lg); padding: clamp(1.75rem, 4vw, 2.5rem); box-shadow: var(--shadow-lg); }
.contact-cta h3 { color: var(--navy); font-size: 1.4rem; font-weight: 700; margin-bottom: 0.5rem; }
.contact-cta > p { color: var(--text-muted); font-size: 1.02rem; margin-bottom: 1.75rem; }
.cta-choice { display: flex; align-items: center; gap: 1rem; width: 100%; padding: 1.15rem 1.35rem; background: var(--cream); border: 1.5px solid var(--border); border-radius: 14px; cursor: pointer; margin-bottom: 1rem; text-align: left; font-family: inherit; transition: border-color 0.2s, transform 0.15s, background 0.2s; text-decoration: none; }
.cta-choice:hover { border-color: var(--gold); background: #fbf4e3; transform: translateY(-2px); }
.cc-icon { width: 48px; height: 48px; border-radius: 12px; background: var(--gold-grad); color: #fff; display: flex; align-items: center; justify-content: center; font-size: 1.2rem; flex-shrink: 0; }
.cc-text { flex: 1; min-width: 0; }
.cc-title { display: block; font-weight: 700; color: var(--navy); font-size: 1.05rem; }
.cc-sub { display: block; font-size: 0.85rem; color: var(--text-muted); margin-top: 1px; }
.cc-arrow { color: var(--text-muted); font-size: 1rem; flex-shrink: 0; }
.cta-choice:hover .cc-arrow { color: var(--gold-dark); }

/* FOOTER */
footer.site-footer { background: var(--navy-deep); color: rgba(255,255,255,0.7); padding: clamp(2.5rem, 6vw, 3.5rem) 0 2rem; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: clamp(1.5rem, 4vw, 2.5rem); margin-bottom: 2.5rem; }
@media (max-width: 720px) { .footer-grid { grid-template-columns: 1fr; text-align: center; } }
.footer-brand { display: flex; align-items: center; gap: 0.55rem; font-weight: 800; font-size: 1.2rem; color: #fff; margin-bottom: 1.1rem; }
.footer-logo { height: 48px; width: auto; }
@media (max-width: 720px) { .footer-brand { justify-content: center; } }
@media (max-width: 720px) { .footer-brand { justify-content: center; } }
.footer-about p { font-size: 0.95rem; line-height: 1.6; max-width: 320px; }
@media (max-width: 720px) { .footer-about p { margin: 0 auto; } }
.footer-col h4 { color: #fff; font-size: 0.95rem; margin-bottom: 1rem; }
.footer-col a { display: block; text-decoration: none; color: rgba(255,255,255,0.7); font-size: 0.95rem; margin-bottom: 0.6rem; transition: color 0.2s; }
.footer-col a:hover { color: var(--gold); }
/* Quick Links (2nd footer column): two tidy content-width columns on wider screens */
@media (min-width: 721px) {
  .footer-grid { grid-template-columns: 1.7fr 1.4fr 1fr; }
  .footer-grid > div:nth-child(2) {
    display: grid;
    grid-template-columns: max-content max-content;
    grid-template-rows: repeat(5, auto);
    grid-auto-flow: column;
    column-gap: 2.5rem;
    align-content: start;
  }
  .footer-grid > div:nth-child(2) h4 { grid-column: 1 / -1; grid-row: 1; }
  .footer-grid > div:nth-child(2) a { white-space: nowrap; }
}
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.12); padding-top: 1.5rem; text-align: center; font-size: 0.85rem; color: rgba(255,255,255,0.5); }

/* DRAWER */
.overlay { position: fixed; inset: 0; background: rgba(15,20,35,0.55); z-index: 100; opacity: 0; pointer-events: none; transition: opacity 0.35s ease; }
.overlay.open { opacity: 1; pointer-events: auto; }
.drawer { position: fixed; top: 0; right: 0; width: 480px; max-width: 100vw; height: 100%; background: var(--white); z-index: 200; transform: translateX(100%); transition: transform 0.35s cubic-bezier(0.4,0,0.2,1); will-change: transform; display: flex; flex-direction: column; box-shadow: -8px 0 50px rgba(0,0,0,0.2); }
.drawer.open { transform: translateX(0); }
@media (max-width: 560px) { .drawer { width: 100%; top: auto; bottom: 0; height: 94%; border-radius: 22px 22px 0 0; transform: translateY(100%); } .drawer.open { transform: translateY(0); } }
.drawer-header { padding: 1.6rem 1.9rem 1.4rem; background: var(--navy); display: flex; align-items: flex-start; justify-content: space-between; gap: 1rem; flex-shrink: 0; }
.drawer-header h3 { color: #fff; font-size: 1.3rem; font-weight: 700; }
.drawer-header span { color: var(--gold); font-size: 0.9rem; font-weight: 500; margin-top: 3px; display: block; }
.close-btn { background: rgba(255,255,255,0.12); border: none; color: #fff; width: 42px; height: 42px; border-radius: 50%; display: flex; align-items: center; justify-content: center; cursor: pointer; font-size: 1.1rem; flex-shrink: 0; transition: background 0.2s; }
.close-btn:hover { background: rgba(255,255,255,0.25); }
.tab-switcher { display: flex; margin: 1.4rem 1.9rem 0; background: var(--cream); border-radius: 10px; padding: 5px; gap: 5px; flex-shrink: 0; }
.tab-btn { flex: 1; padding: 0.75rem 0.5rem; background: transparent; border: none; border-radius: 7px; font-family: inherit; font-size: clamp(0.8rem, 2.2vw, 0.9rem); font-weight: 600; color: var(--text-muted); cursor: pointer; transition: all 0.2s; min-height: 46px; }
.tab-btn.active { background: #fff; color: var(--navy); box-shadow: var(--shadow-sm); }
.drawer-body { flex: 1; overflow-y: auto; padding: 1.6rem 1.9rem 2rem; }
.form-panel { display: none; }
.form-panel.active { display: block; }
.trust-note { display: flex; align-items: center; gap: 0.6rem; font-size: 0.85rem; color: var(--text); background: #eafaf2; border: 1px solid #b7ecd1; border-radius: 10px; padding: 0.8rem 1rem; margin-bottom: 1.5rem; line-height: 1.45; }
.trust-note i { color: var(--green); font-size: 1rem; flex-shrink: 0; }
.section-label { font-size: 0.74rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.07em; color: var(--text-muted); margin: 1.4rem 0 0.85rem; display: flex; align-items: center; gap: 0.6rem; }
.section-label::after { content: ''; flex: 1; height: 1px; background: var(--border); }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 0.85rem; }
@media (max-width: 400px) { .field-row { grid-template-columns: 1fr; } }
.field { display: flex; flex-direction: column; gap: 0.4rem; margin-bottom: 1.1rem; }
.field label { font-size: 0.84rem; font-weight: 700; color: var(--text); }
.field .opt { font-weight: 400; color: var(--text-muted); font-size: 0.8rem; }
.field input, .field textarea { padding: 0.85rem 1rem; border: 1.5px solid var(--border); border-radius: 10px; font-family: inherit; font-size: 1rem; color: var(--text); background: #fff; outline: none; transition: border-color 0.2s; width: 100%; min-height: 52px; }
.field input:focus, .field textarea:focus { border-color: var(--gold); }
.field textarea { resize: vertical; min-height: 100px; }
.file-row { display: flex; align-items: center; gap: 0.75rem; margin-bottom: 1.1rem; flex-wrap: wrap; }
.file-btn { display: inline-flex; align-items: center; gap: 0.5rem; padding: 0.75rem 1.1rem; border: 1.5px dashed var(--border); border-radius: 10px; background: var(--cream); color: var(--text-muted); font-family: inherit; font-size: 0.9rem; font-weight: 600; cursor: pointer; transition: all 0.2s; }
.file-btn:hover { border-color: var(--gold); background: #fbf4e3; color: var(--gold-dark); }
.file-btn i { color: var(--gold); }
.file-name { font-size: 0.85rem; color: var(--text-muted); font-style: italic; }
.file-preview-list { display: flex; flex-wrap: wrap; gap: 0.6rem; margin: -0.4rem 0 1.1rem; }
.file-chip { position: relative; width: 72px; height: 72px; border-radius: 10px; overflow: hidden; border: 1.5px solid var(--border); background: var(--cream); display: flex; align-items: center; justify-content: center; }
.file-chip img { width: 100%; height: 100%; object-fit: cover; display: block; }
.file-chip i { font-size: 1.5rem; color: var(--gold); }
.file-chip-remove { position: absolute; top: 3px; right: 3px; width: 24px; height: 24px; border-radius: 50%; border: none; background: rgba(0,0,0,0.65); color: #fff; font-size: 14px; line-height: 1; display: flex; align-items: center; justify-content: center; cursor: pointer; transition: background 0.2s; }
.file-chip-remove:hover { background: #000; }
.terms-row { display: flex; align-items: flex-start; gap: 0.6rem; margin-bottom: 1.4rem; font-size: 0.88rem; color: var(--text-muted); line-height: 1.5; }
.terms-row input { margin-top: 3px; width: 18px; height: 18px; accent-color: var(--gold); flex-shrink: 0; }
.terms-row a { color: var(--gold-dark); }
.btn-submit { width: 100%; padding: 1.1rem; background: var(--gold-grad); color: #3a2c08; border: none; border-radius: 12px; font-family: inherit; font-size: 1.1rem; font-weight: 700; cursor: pointer; transition: transform 0.15s, opacity 0.2s; min-height: 60px; }
.btn-submit:hover { transform: translateY(-2px); opacity: 0.95; }
.drawer-call { text-align: center; margin-top: 1.25rem; font-size: 0.92rem; color: var(--text-muted); }
.drawer-call a { color: var(--navy); font-weight: 700; text-decoration: none; }

/* ───────── SUBPAGES ───────── */

/* page title band */
.page-hero { background: radial-gradient(ellipse 70% 60% at 50% 0%, rgba(201,156,65,0.10), transparent 60%), linear-gradient(180deg, var(--cream), #eef0f6); padding: clamp(2.5rem, 6vw, 4.5rem) 0 clamp(2rem, 5vw, 3rem); text-align: center; }
.page-hero h1 { font-size: clamp(2rem, 5vw, 2.8rem); font-weight: 800; color: var(--navy); letter-spacing: -0.02em; line-height: 1.15; }
.page-hero .sub { color: var(--gold-dark); font-weight: 600; font-size: clamp(1.05rem, 2.4vw, 1.25rem); margin-top: 0.85rem; }

/* prose / legal content */
.prose-wrap { padding: clamp(2.5rem, 6vw, 4.5rem) 0; }
.prose { max-width: 820px; margin: 0 auto; background: var(--white); border: 1px solid var(--border); border-radius: var(--radius-lg); box-shadow: var(--shadow); padding: clamp(1.5rem, 4vw, 3rem); }
.prose > :first-child { margin-top: 0; }
.prose h2 { color: var(--navy); font-size: clamp(1.3rem, 3vw, 1.6rem); font-weight: 800; margin: 2.25rem 0 0.6rem; letter-spacing: -0.01em; }
.prose h3 { color: var(--navy); font-size: clamp(1.1rem, 2.5vw, 1.3rem); font-weight: 700; margin: 1.85rem 0 0.5rem; }
.prose p { color: var(--text); margin-bottom: 1.1rem; line-height: 1.8; }
.prose ul { margin: 0 0 1.2rem 1.3rem; }
.prose li { margin-bottom: 0.55rem; line-height: 1.7; }
.prose a { color: var(--gold-dark); text-decoration: underline; }
.prose em { color: var(--text-muted); }

/* PDF viewer (terms / privacy) */
.pdf-wrap { padding: clamp(2rem, 5vw, 3.5rem) 0; }
.pdf-frame { max-width: 1000px; margin: 0 auto; background: var(--white); border: 1px solid var(--border); border-radius: var(--radius-lg); box-shadow: var(--shadow); overflow: hidden; }
.pdf-bar { display: flex; align-items: center; justify-content: space-between; gap: 1rem; padding: 1rem 1.25rem; background: var(--cream); border-bottom: 1px solid var(--border); flex-wrap: wrap; }
.pdf-bar .pdf-title { font-weight: 700; color: var(--navy); }
.pdf-download { display: inline-flex; align-items: center; gap: 0.5rem; background: var(--navy); color: #fff; text-decoration: none; font-weight: 700; font-size: 0.9rem; padding: 0.6rem 1.1rem; border-radius: 8px; transition: background 0.2s; }
.pdf-download:hover { background: var(--gold-dark); }
.pdf-frame iframe, .pdf-frame object { width: 100%; height: min(80vh, 1000px); min-height: 480px; border: none; display: block; }
.pdf-frame object iframe { height: 100%; min-height: 0; }
.pdf-note { text-align: center; color: var(--text-muted); font-size: 0.92rem; margin-top: 1rem; }
.pdf-note a { color: var(--gold-dark); font-weight: 700; }

/* about: story, stat highlight, quote, cta band */
.story { max-width: 820px; margin: 0 auto; }
.story p { font-size: clamp(1.05rem, 2.4vw, 1.18rem); color: var(--text); line-height: 1.85; margin-bottom: 1.5rem; text-align: center; }
.about-highlight { background: var(--white); border: 1px solid var(--border); border-radius: var(--radius-lg); box-shadow: var(--shadow); padding: clamp(1.75rem, 4vw, 2.5rem); margin: 2.5rem 0; }
.about-stat-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; text-align: center; }
@media (max-width: 640px) { .about-stat-grid { grid-template-columns: 1fr; gap: 1.75rem; } }
.about-stat .n { font-size: clamp(1.8rem, 4.5vw, 2.4rem); font-weight: 800; color: var(--navy); line-height: 1; }
.about-stat .l { color: var(--text-muted); font-size: 0.95rem; margin-top: 0.5rem; }
.about-quote { max-width: 760px; margin: 3rem auto 0; background: var(--navy); color: #fff; border-left: 4px solid var(--gold); border-radius: 12px; padding: clamp(1.75rem, 4vw, 2.5rem); }
.about-quote p { color: #fff; font-size: 1.15rem; line-height: 1.7; font-style: italic; text-align: left; margin: 0 0 0.75rem; }
.about-quote .by { text-align: left; }
.about-quote .by { color: var(--gold); font-weight: 700; font-style: normal; }
.cta-band { background: var(--navy); }
.cta-band .inner { max-width: 720px; margin: 0 auto; text-align: center; }
.cta-band h2 { color: #fff; font-size: clamp(1.6rem, 4vw, 2.1rem); font-weight: 800; margin-bottom: 0.75rem; }
.cta-band p { color: rgba(255,255,255,0.75); font-size: 1.1rem; margin-bottom: 1.75rem; }